Counseling is a fee-for-service program. Inspire accepts all major forms of payment.
If you’d like to use Health Insurance:
Inspire is “in-network” with Blue Cross Blue Shield PPO, BCBS Choice (Not BCBS HMO), UnitedHealthcare, Humana, and Aetna.
For in-network insurances, we must have your insurance information and a valid credit card on file before your first appointment. As a courtesy, our Billing Manager will verify your insurance coverage prior to your appointment and let you know what the insurance provider quoted as the contracted rates (i.e., if you have a co-payment or deductible to be met). We do not bill secondary insurance.
Therapy is a commitment of time, energy, and financial resources. If you have health insurance, it is important for you to verify your mental health benefits so you understand your coverage prior to your appointment. Some insurance companies require a pre-certification before the first appointment, or they will not cover the cost of services.
It is important to note: there are times when insurance representatives misquote benefits. If your insurance does not pay for services, you are responsible for the full contracted rate. You, not your insurance company, are responsible for the payment of services. You may call your insurance company to check your benefits by calling the number on the back of the insurance card. If you receive different information than what our billing representative is told, we will call to reverify once, but we are obligated to follow the contracted rates we are given. If there is an overage of payment after the bill has been paid, we will issue the card on file a refund and adjust the rate moving forward.
If you are responsible for a copay, deductible, or private pay, your credit card on file will be debited at the time of service. We are happy to also add an HSA card to your account. Please note we do require a secondary card on file with HSA cards.
If you would like a Super Bill or itemized bill after your services, you can request one from the Billing Manager.
We also can submit to “out of network” for other insurances if requested.
Valid Credit Card must be on file at all times
In order to receive services, a valid credit card is required to be on file. Payment is required at the time of service. If you wish to pay by cash or check, you must make arrangements with the Billing Manager before your first session. We will not charge the card on file at that point, as long as we have another form of payment at the time of service. However, a valid credit card on file is still required to book an appointment. All agreements regarding payment must be agreed upon by both parties, and handled before services are rendered.
We are happy to provide a receipt after the payment is received if requested. However, we do not send bills after services for payment or notify you when your card is charged.
For minors:
One parent must be responsible for all payments or copayments. Whichever parent/guardian coordinates the minor’s services must provide the credit card to keep on file before the first appointment. We will not reach out to another parent, on your behalf, to receive payment. It is up to each of the parents/guardians to follow whatever court agreement they have in terms of reimbursement and medical costs if there is any dispute.
Our current fees are as follows:
- BCBS PPO, BCBS Choice, Aetna, UHC, Humana (the negotiated rate with each insurance company)
- First Intake Appointment (60 minutes): $225
- All Subsequent Therapy/Family/Couples: $150
- Phone consultation with client/ on behalf** (46-60 min) $150
- Phone consultation with client/ on behalf** (45 min) $100
- Phone consultation with client/ on behalf** (30 min) $70
- Phone consultation with client/on behalf ** (20 min) $40
- **Not covered by insurance