Counseling is a fee-for-service program. Inspire accepts all major forms of payment.
If you’d like to use Health Insurance:
Inspire is “in-network” with Blue Cross Blue Shield PPO, BCBS Choice (Not BCBS HMO), UnitedHealthcare*, Humana, and Aetna.
For in-network insurances, we must have your insurance information and a valid credit card on file before your first appointment. As a courtesy, our Billing Manager will verify your insurance coverage prior to your appointment and let you know what the insurance provider quoted as the contracted rates (i.e., if you have a co-payment or deductible to be met). We do not bill secondary insurance.
There are times when insurance misquotes benefits. In the event of a misquote, you are responsible for the amount reported after claims are submitted. If your insurance does not pay for services, you are responsible for the full contracted rate. Your credit card will not be charged until we receive the claims from your insurance provider. However, please know you, not your insurance company, are responsible for the payment of services. You may call your insurance company to check your benefits by calling the number on the back of the insurance card. If you receive different information then what our billing representative is told, we will call to reverify once, but we are obligated to follow the contracted rates we are given. If there is an overage of payment after the bill has been paid, we will issue the card on file a refund and adjust the rate moving forward.
Therapy is a commitment of time, energy, and financial resources. If you have health insurance, it is important for you to verify your mental health benefits so you understand your coverage prior to your appointment. Some insurance companies require a pre-certification before the first appointment, or they will not cover the cost of services.
If you are responsible for a copay, deductible, or private pay, your credit card on file will be debited at the time of service. We are happy to also add an HSA card to your account. Please note we do require a secondary card on file with HSA cards.
If you would like a Super Bill or itemized bill after your services, you can request one from the Billing Manager.
If your insurance provider is “Out of Network,” payment will be collected at the time of service. Our billing department can provide you with a claim to submit for reimbursement, upon request. Any reimbursements from your insurance provider will be made directly to you.
Valid Credit Card must be on file at all times
In order to receive services, a valid credit card is required to be on file. Payment is required at the time of service. If you wish to pay by cash or check, you must make arrangements with the Billing Manager before your first session. We will not charge the card on file at that point, as long as we have another form of payment at the time of service. However, a valid credit card on file is still required to book an appointment. All agreements regarding payment must be agreed upon by both parties, and handled before services are rendered.
We are happy to provide a receipt or superbill, upon request. We will not automatically send a bill or notification in advance. By receiving counseling services, you agree to pay at the time of your service.
For minors:
The parent or guardian who coordinates the child’s services must provide the credit card to keep on file before the first appointment. One parent must be responsible for all payments or copayments with a credit card on file. We will not reach out to another parent, on your behalf, to receive payment. It is up to the parents to follow whatever court agreement they have in terms of reimbursement for medical costs. We will not be involved in any disputes.
Rates for “Out of Network” and Private Pay:
Inspire is in-network with BCBS PPO, BCBS Choice, UnitedHealthcare, Humana and Aetna. You will be responsible for whatever your negotiated copay/deductible with each insurance company, according to your plan.
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(Therapy) First Psychotherapy Intake Appointment (60 minutes): $285
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(Therapy) All psychotherapy subsequent Appointments (50 minutes): $185
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(Medication)First Psychiatry Initial Intake Appointment (60 minutes): $445
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(Medication)Psychiatry ] Follow-Up Appointments (30 minutes): $245
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Consultation (phone or in-person) with/on behalf of client or documentation requests (60 min) ** $185
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Consultation (phone or in-person) with/on behalf of client or documentation requests (45 min) ** $140
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Consultation (phone or in-person) with/on behalf of client or documentation requests (30 min) ** $95
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Consultation (phone or in-person) with/on behalf of client or documentation requests (10-20 min) ** $60