Counseling is a fee-for-service program. Inspire accepts all major forms of payment.
Using Your Health Insurance:
Inspire is “in-network” with Blue Cross Blue Shield PPO, BCBS Choice (Not BCBS HMO), UnitedHealthcare, Humana, Cigna, Medicare and Aetna.
For in-network insurances, we must have your insurance information and a valid credit card on file before your first appointment. As a courtesy, our Billing Manager will verify your insurance coverage prior to your appointment and let you know what the insurance provider quoted as the contracted rates (i.e., if you have a co-payment or deductible to be met). We do not bill secondary insurance.
Your credit card will be charged at the time of service for the amount due, according to your insurance plan. There are times when insurance misquotes benefits. In the event of a misquote, your card will be charged (or refunded) for any difference after we receive your claim and your rate will be adjusted moving forward. Please understand by receiving counseling services you are responsible for the payment of services, not your insurance provider.
You can verify your mental health benefits prior to your appointment. Some insurance companies require a pre-certification before the first appointment, or they will not cover the cost of services. You may call your insurance company to check your benefits by calling the number on the back of the insurance card. If you receive different information then what our billing representative is told, we will call to reverify once, but we are obligated to follow the contracted rates we are given.
If you are responsible for a copay, deductible, or private pay, your credit card on file will be debited at the time of service. We are happy to also add an HSA card to your account. Please note we do require a secondary card on file with HSA cards.
If you would like a Super Bill or itemized bill after your services, you can request one from the Billing Manager.
If your insurance provider is “Out of Network,” payment will be collected at the time of service. Our billing department can provide you with a claim to submit for reimbursement, upon request. Any reimbursements from your insurance provider will be made directly to you.
Valid Credit Card must be on file to receive services
A valid credit card is required to be on fileIn order to receive services. Payment is required at the time of service. If your card expires or becomes invalid, your next appointment will be cancelled until we receive an updated form of payment and balance paid. You can easily update your credit card by filling out THIS LINK or (847) 919-9096 ext 4. Please do this ASAP so you don’t have any disruption in your support. As a courtesy, we will reserve your appointment time with your therapist for one (1) business week. If we don’t receive an updated form of payment, your appointment time may be given to another client. We will make our best efforts to email and call you, but it is your responsibility to keep your card on file active.
We are happy to provide a receipt or superbill, upon request. We will not automatically send a bill or notification in advance. By receiving counseling services, you agree to pay at the time of your service.
For minors
The parent or guardian who coordinates the child’s services must provide the credit card to keep on file before the first appointment. One parent must be responsible for all payments or copayments with a credit card on file. We will not reach out to another parent, on your behalf, to receive payment. It is up to the parents to follow whatever court agreement they have in terms of reimbursement for medical costs. We will not be involved in any disputes.
Rates for “Out of Network” and Private Pay:
Inspire is in-network with BCBS PPO, BCBS Choice, UnitedHealthcare, Humana, Cigna, Medicare and Aetna. You will be responsible for your negotiated copay/deductible with each insurance company, according to your plan.
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(Therapy) First Psychotherapy Intake Appointment (60 minutes): $300
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(Therapy) All psychotherapy subsequent Appointments (50 minutes): $185
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(Medication)First Psychiatry Initial Intake Appointment (60 minutes): $445
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(Medication)Psychiatry ] Follow-Up Appointments (30 minutes): $245
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Consultation (phone or in-person) with/on behalf of client or documentation requests (60 min) ** $185
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Consultation (phone or in-person) with/on behalf of client or documentation requests (45 min) ** $140
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Consultation (phone or in-person) with/on behalf of client or documentation requests (30 min) ** $95
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Consultation (phone or in-person) with/on behalf of client or documentation requests (10-20 min) ** $60